Wind Damage Insurance Claims
Wind damage is covered by most standard homeowners policies -- but proving it and getting full payment requires knowing your rights.
Common Wind Damage Types
- Missing, lifted, or damaged shingles
- Damaged siding and trim
- Broken windows and doors
- Fallen trees onto structure
- Damaged fences and outbuildings
- Interior water damage from wind-created openings
Wind vs Flood -- A Critical Distinction
After storms like hurricanes, insurers sometimes try to attribute damage to flooding (not covered) rather than wind (covered). Having an independent adjuster or attorney review your claim is critical in these situations.
Documenting Wind Damage
Get weather records showing wind speed during the event (NOAA data is publicly available). Photograph damage patterns consistent with wind direction. Document fallen trees and debris paths.
Claim denied or underpaid? Free consultation at Louis Law Group.