Free Property Damage Resource for Homeowners About This Site

Homeowner Insurance Guides

Free educational resources to help you understand your insurance coverage, navigate claims, and protect your property after storm damage.

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Insurance 101

Learn the basics of homeowners insurance, what it covers, how deductibles work, and what to watch out for.

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Hurricane Damage

What to do before, during, and after a hurricane. How to document damage and file a claim.

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Filing a Claim

Step-by-step guide to filing a homeowners insurance claim and maximizing your settlement.

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Documenting Damage

How to properly document storm damage with photos, videos, and records to support your claim.

Appealing Denials

Your claim was denied -- learn how to dispute denials and fight for the coverage you deserve.

Hail and Roof Damage

Understanding hail damage to roofs, siding, and property and how to get fair compensation.

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Flood Insurance

NFIP vs private flood insurance, what is and is not covered, and how to navigate flood claims.

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Water and Mold Damage

How insurance treats water and mold damage and when it is covered.

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Wind Damage Claims

From broken windows to roof damage, how to document and file wind damage claims successfully.

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Getting Repair Estimates

How to get accurate contractor estimates and what to do when the adjuster undervalues your claim.